FEES & INSURANCE

Estimating Your Financial Responsibility

Total treatment costs depend on the level of care required and the number of days needed to complete treatment. Most clients use some combination of private pay and insurance benefits to cover the costs of program fees and professional services. Medicare and Medicaid do not cover our services at any level of care. As a nonprofit organization, Skyland Trail offers financial aid awards to eligible client families to help reduce private pay costs not covered by private insurance.

ADULTS

18 AND OLDER

PROGRAM FEES

Adult Residential Program Fees

The residential treatment program at Skyland Trail is in-network with many plans offered by Aetna, Blue Cross Blue Shield, Carelon Behavioral Health, Cigna, ComPsych, Magellan, Optum/United Behavioral Health/Oscar Health, and Humana Military / TRICARE East*. Families with plans offered by other private insurers may be able to use their out-of-network benefits to cover a portion of program fees. The private pay daily program fee for residential treatment is $1,300/day. Clients typically participate in the residential level of care for about two months before stepping down to the day treatment program.

*TRICARE plans are in-network for adult residential treatment for adults ages 18-20 only.

Adult Day Treatment Program Fees

Our nonresidential treatment programs include day treatment (also known as partial hospitalization or PHP) and intensive outpatient (IOP). The private pay daily program fee for day treatment is $625. The private pay daily program fee for the intensive outpatient program is $450. These nonresidential programs are in-network with many plans offered by Aetna, Blue Cross Blue Shield, Carelon Behavioral Health, Cigna, ComPsych, Magellan, Optum/United Behavioral Health/Oscar Health, and Humana Military / TRICARE East**.

** TRICARE plans cover adult day treatment and IOP program for adults ages 18 to 26 who are covered dependents and adults 18+ who are primary beneficiaries.

ADOLESCENTS

14-17 YEARS OLD

PROGRAM FEES

Adolescent Residential Program Fees

The adolescent residential treatment program at Skyland Trail is in-network with many plans offered by Aetna, Blue Cross Blue Shield/Anthem, Carelon Behavioral Health, Cigna, ComPsych, Magellan, Optum/United Behavioral Health/Oscar Health, and Humana Military / TRICARE East. Families with non-contracted private insurance plans may be able to use out-of-network benefits to receive reimbursement for a portion of program costs. Medicare and Medicaid do not cover our services at any level. The private pay daily program fee for residential treatment is $1,300. Clients typically participate in the residential level of care for about three months before stepping down to the day treatment program.

Financial aid is available to families who demonstrate financial need. Please contact us to speak to a financial counselor about program fees and your overall financial responsibility.

Adolescent Day Treatment Program Fees

The adolescent day treatment program (also called partial hospitalization or PHP) is a step down level of care for clients who complete the residential program. Adolescents who meet clinical criteria may admit directly to day treatment (PHP). The adolescent day treatment program is in-network with most plans offered by Aetna, Blue Cross Blue Shield / Anthem, Carelon Behavioral Health, Cigna, ComPsych, Magellan, Optum/United Behavioral Health/Oscar Health, and Humana Military / TRICARE East. The private pay daily program fee for day treatment is $625.

Financial Counseling

Skyland Trail provides up-front financial counseling for each client and family. A number of private insurance companies cover Skyland Trail services; however, as with other health treatment, understanding how insurance companies authorize benefits can be difficult. Insurance does not typically cover the entire cost of the program or the recommended length of stay for a full recovery. Our financial counselors can help you estimate your overall financial responsibility. Financial counselors also can help identify opportunities to reduce private pay costs through financial aid if eligible.

Financial Aid Program

Through the generosity of Skyland Trail donors and friends, we offer a financial assistance program to help clients and families who meet need-based financial criteria. While we ask all clients to cover the costs of a portion of their treatment, the Skyland Trail Board of Directors has committed to distribute at least $2 million through our financial aid program each year. More than 35 percent of clients receive financial aid awards to reduce private pay costs not covered by insurance.